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Deutsche Bank - Customer service and online banking in English.Berliner Sparkasse - Basic online banking in English.These banks let you do some things in English, but you will sometimes need to understand German. Revolut - English and 23 other languages.Monese - English and 13 other languages.
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German banks with English support Banks with full English support
ING - You need German permanent residency or citizenship to open an account 1, 2. DKB - Recent immigrants can rarely open an account 1, 2, 3, 4, 5. comdirect - If you don't have a registered address, you must follow extra steps to open an account.
They require a registered address and a residence permit 1, 2. You need a German address to receive your bank card, but you don't need a registered address. If you open an account from Germany, you get a German IBAN 1. They accept many passport types, but they sometimes ask for a residence permit 1. They offer blocking accounts for foreign students. If you open an account in person, they accept most passport types 1, 2, 3. Online banking, customer service and some documents are in English 1. You must have a residence permit, and it must be valid for at least 6 months 1. If you open an account in person, they accept most passport types 1, 2.
Commerzbank - They have basic online banking in English. You can bypass this if you contact customer support. When you open an account, their app uses GPS to check if you are in Germany 1. … without a registered address in Germany. Some banks don't accept your foreign passport 1.Īn expat-friendly bank lets you open an account… You have no registered address, no job, no residence permit and no credit history. If you are new in Germany, it's harder to open a bank account. It does not need to be a German bank a bank in another EU country also works. This is why you need a bank account in the EU. Sometimes, you must send and receive money with SEPA transfers. You can't pay everything with cash or credit cards. When you live in Germany, you need a bank account to… Blocked account (Sperrkonto) for the student visa. Bank with free withdrawals on their ATM network. Banks with no monthly fees if you deposit money every month.
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It also shows you how to open a bank account without a residence permit or a registered address.
This guide helps you choose your first bank account in Germany.